What Debts Are Not Discharged in Chapter 7 Bankruptcy?

If you’re planning on filing for Chapter 7 bankruptcy, you’re probably wondering if there are any debts that you won’t be able to get rid of by filing. Indeed, if you’re paying alimony or child support, you’ll continue to pay this after filing. Many types of tax debts are also not discharged, as well as most student loans and debts owed to a former spouse that arose from divorce. Court fines and penalties are also not discharged in Chapter 7 bankruptcies, nor are some housing fees, like the homeowner’s association fees charged by condominiums.

To determine which debts will not go away by filing a Chapter 7 bankruptcy, contact an experienced bankruptcy attorney like David P. Gardner in Petaluma, California.

What Can Disqualify You from a Chapter 7 Bankruptcy?

If you’re filing for a Chapter 7 bankruptcy, there are certain things you must keep in mind during the filing process. To get the maximum debts discharged Chapter 7 bankruptcy, debtors must comply with the rules of the Bankruptcy Code, which specifies the reasons why a court may deny the discharge of Chapter 7 debts. If you’re being dishonest and hiding property or assets to try to fool creditors, your whole bankruptcy can be denied. You must also comply with all court orders and provide all requested tax and financial records. If you are in doubt about how to do these things, a skilled bankruptcy attorney from the David P. Gardner firm in Petaluma can assist.

Speak to a Bankruptcy Attorney About Your Bankruptcy Options in Petaluma, California Today

If you’re ready to file a Chapter 7 bankruptcy, speak to a bankruptcy attorney about your options in today. Call the David P. Gardner law firm for a free initial consultation at (707) 658-4460 and get the expert help you need.

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