How to Stop Credit Collectors in Petaluma

The activities of California debt collectors are regulated under the Fair Debt Collection Practices Act. This law prohibits harassment by third party collectors like collection agencies, but not the creditors. Documenting any of these harassing activities, like excessive phone calls or threats, is very important. Create a file of them that can be shared with … Read moreHow to Stop Credit Collectors in Petaluma

How to Find the Best Bankruptcy Lawyer in Petaluma

If you’re facing bankruptcy, you’re probably worried about the future. You have important choices to make and need the most updated information and advice available. There are many people to deal with – creditors, mortgage companies, and business colleagues. Not to worry! An expert bankruptcy lawyer the David P. Gardner Law Firm in Petaluma, California … Read moreHow to Find the Best Bankruptcy Lawyer in Petaluma

What Debts Are Not Discharged in Chapter 7 Bankruptcy?

If you’re planning on filing for Chapter 7 bankruptcy, you’re probably wondering if there are any debts that you won’t be able to get rid of by filing. Indeed, if you’re paying alimony or child support, you’ll continue to pay this after filing. Many types of tax debts are also not discharged, as well as … Read moreWhat Debts Are Not Discharged in Chapter 7 Bankruptcy?

Can I Save My House with a Chapter 13 Bankruptcy?

If you have a home that is going into foreclosure, there are two types of bankruptcy you may consider: Chapter 7 and Chapter 13. With Chapter 7 bankruptcy, there’s an automatic stay, or court order, to stop the foreclosure proceedings temporarily. However, you can still lose your home. If you want to save your home, … Read moreCan I Save My House with a Chapter 13 Bankruptcy?

Is It Better to File for Chapter 7 or 13?

If you’re considering filing for bankruptcy due to overwhelming debt, you may be wondering what kind to file. Two of the most important types of bankruptcy are Chapter 7 and Chapter 13.  Depending on your unique circumstances, one may be better than the other. For example, if you don’t have property that’s important to you, … Read moreIs It Better to File for Chapter 7 or 13?

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