My many 5-star reviews by happy clients show their satisfaction with the personal and professional service I give every client.
Whether it's bankruptcy, negotiated debt settlement, trademarks or copyrights I will do the job right and you will understand every step in the process.
I am also highly recommended by
I will meet with you when and where it is most convenient for you so you don't miss work or pay for child care
I understand how difficult and emotional debt resolution can be. There is no judgment here.
Mr. Gardner, we both thank you for your professional and great services that you furnished in our case. We also thank you for your understanding, kindness and generosity. Please accept a small gift from us to show our appreciation for what you did for us. God bless you. J.F.
Dear David, We thank you from the bottom or our hearts for guiding us through this legal process. We thank you for your perseverance, and the patience and intelligence with which you explained the many steps in the procedure. Thank you with deep appreciation. E.B.
Dave, I want to thank you so much for your time and hard work. It was a huge step for getting my life back on track. I just want you to know how much I appreciate what you did for me. Lots of love, V.H.
Dear David, Thank you so much for your friendship and legal advice during the past year. Best wishes and thanks, E.L.
David, Just wanted to thank you for everything that you’ve done for me during my bankruptcy filing. I know you sacrificed a lot of your time and energy on my case, because of how sick I have been. Thanks again, A.C.
Hi David, Thank you very much!!! Everything is going great! We are moving forward and staying out of debt. I hope you and your family are doing great as well. I still have your business card and I will forward your phone number to whoever has need of your services. Again, Thank you! I.C.
David is the most thorough, professional, and understanding attorney I have ever dealt with. During the most desperate time of my life, David showed me much compassion for my situation. My hearing lasted all but a couple minutes thanks to how precise David was with my petition. This was astounding, because my BK Court Trustee was as tough as they come. Before my hearing, I witnessed how a few people that retained lawyers who weren't professional and thorough got hammered (one case almost was thrown out). Don't be one of those people!!! You won't be if you retain David. With David, you will get a professional and high quality attorney, for a very competitive fee. I owe him many thanks and would recommend his services to anyone in need of a top rate attorney. M.A.
David is the best lawyer I ever dealt with. He handled my legal issues promptly and got me whatever I needed. I felt someone was finally on my side. P.H.
Dear Mr. Gardner, I wanted to thank you so much for all of your efforts on our behalf and express our deep appreciation for you as an attorney and as a person. P.A.
Dave – Everything went smooth like silk and I want to thank you for your time and effort that made this experience so easy and stress free. I’m honored by your help and words couldn’t begin to express my thanks to you. I’m on the road to recovery. Thank you for touching my life. K.B.
Whatever day of the week, time of day, and location is most convenient for you.
1390 N. McDowell Blvd., Ste. G-294, Petaluma, California 94954, United States
09:00 am – 05:00 pm
Chapter 13 bankruptcy is for those whose income is too high for a Chapter 7, who are self-employed and do not want to close their business, who are behind on mortgage or car payments and want to keep there home or vehicle, and a few other situations.
Chapter 13 cases are much more complicated than Chapter 7 cases, the fees are usually much higher, and the time frame from filing the case until receipt of a Discharge is up to 5 years versus approximately 90 days for a Chapter 7.
Call me for a free consultation and I will explain the differences and your options in detail, with no time limit on the consultation.
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